Roth 401(k) vs. Roth IRA: How each of these after-tax retirement accounts can help maximize your savings
Roth retirement plans are designed to allow for tax-free distributions. Alyssa Powell/Insider The Roth 401(k) and Roth IRA are two different types of retirement vehicles that allow you to invest after-tax dollars. A Roth 401(k) is offered through your employer, and a Roth IRA is set up individually. A Roth 401(k) has stricter rules but…