My employer offers some amazing benefits. If you have a child, they’ll send you a rocking chair. If you buy a bicycle, they’ll reimburse $100 of the purchase. If you buy a fuel efficient vehicle, they’ll give you $500. And, I recently discovered that they also offer the Roth 401(k) as an investment option, which…
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Using Your 401k to Buy a House | What You Need to Know When buying a home, finding a large down payment can be difficult. But if you have money saved in a 401k you might be wondering if it’s a good idea to use that. Taking money out of your 401k will affect your…
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Self-employed individuals have multiple options to save for retirement and invest in a tax-efficient manner. One of those options, the Solo 401(k), can be particularly attractive to entrepreneurs running their own business, including those with both a 9-to-5 corporate employer and a “side-hustle” that earns them additional income. What is a Solo 401(k)? A Solo…
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The question of how to squeeze extra money out of a fixed income budget has long perplexed both advisors and their retiree clients. The answer is of course not simple, but most people fall into one of two categories — those who can draw on retirement accounts and those who cannot. For Those Who Have…
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Lutz Financial, an SEC Registered Investment Advisor and affiliate of business solutions firm Lutz, is excited to announce their preferred provider partnership with both the Building and Heavy Highway chapters of AGC (Associated General Contractors) Nebraska. Through this alliance, Lutz Financial offers preferred pricing to members for retirement plan solutions, including the Pooled Employer Plan…
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The CEO of the largest crypto fund makes the case for a Bitcoin ETF. Plus, a VanEck Portfolio manager shares why he’s putting crypto in his inflation-fighting fund. This content was originally published here.
Read articleQuestion: Do California real estate brokers need to offer their employees access to 401k plans? Answer: Most brokers do not need to offer their employees 401k plans. However, as of June 30, 2022, brokers with five or more employees need to offer 401k plans to their employees. California employers are required to offer access to…
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If you were like me after graduating from college and getting your first real job, you always heard your parents or other colleagues talk about making sure you contribute to a 401k (or a 403b if working in public sector, charitable organization, etc.) otherwise you will not retire. In some cases, I know others who’d…
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We’re halfway through 2021, which means it’s the perfect time to check in on your financial goals and objectives for the year. Review our top 9 personal finance tips for third quarter and see what you can do now to end the year strong. #1 Know Where You Are and Adjust Accordingly Assess what you’ve…
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With all the mayhem resulting from previous administrations, a recent opportunity in 401k investments has emerged. By: Bobby Casey, Managing Director GWP We are living in quite a clown world. But what is happening now isn’t all because of something someone did in the last couple years. It’s a culmination of insanely stupid decisions. And…
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