Most Americans look forward to retirement: a time when they can spend more time doing what they want, instead of punching a clock or worrying over the day-to-day needs of a business. Sadly, though, not all Americans are actually saving enough during their working years to fund the kind of retirement they’re dreaming about. Here’s…
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Dear Patriots 401K / IRA Alert As we move ever closer to a digital currency and potentially a cashless system it might just be worth looking at holding a little bit of gold and silver. If you have an IRA or a 401K there’s a legal loophole where you can move it to gold without…
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The new year is upon us, which means it is the perfect time to create and finalize a financial checklist for 2022. 2021 appears to have been a better year financially for many American families. Why? Because many started financial planning for the first time. According to a study by Northwestern Mutual, “A third (32%)…
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How far along are your retirement plans? If you are like most, then you have a 401(k) with some spare change in it. Luckily, over the years, your employer has faithfully matched your contributions. Thus, it seems as if things are coming along quite nicely. However, without something to hedge against inflation, those aspirations could…
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Every now and then I will have someone tell me that they’re choosing to forego their 401K employer match because of something else like paying off debt, a vacation, or some other inadequate reason. I wrote a post recently on the biggest 401K mistakes you can make, and I included not maxing out your match,…
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We want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may result in us earning a referral commission. For more information, see How We Make Money. When it comes to choosing between a 401(k) and a Roth IRA, it…
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The law is very generous for allowing people who file for bankruptcy (aka “debtors) to keep and protect their retirement accounts. Absent unusual circumstances, retirement accounts, such as IRAs, 401k accounts, and pension plans are generally fully exempt in bankruptcy, meaning that they cannot be taken to pay creditors. One of the most common types…
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In retirement, one should plan ahead, and a 401(k) plan is one of the most solid, traditional options out there. But are 401(k)s the only avenue to post-retirement success? The answer may surprise you. The good news is that even without a 401(k) plan, you can retire well off. Nevertheless, you’ll need to start putting…
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Now more than ever, heed this advice: Stop looking at your 401k so damn much. When there’s alarming news about the stock market (see: every last shred of economic news at the moment), you might feel compelled to obsess about how your retirement savings are faring, but don’t—even if the balance is listed clearly on…
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Dear Patriots, For those of you with an IRA or a 401K there’s a legal loophole where you can switch it to GOLD without PENALTY! visit www.simonparkes.gold to find out more. If you’re looking to buy Gold & Silver head over to my new gold page. www.simonparkes.gold This content was originally published here.
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