AmericaSpeaks TheVoiceOfJoyce Are these members of the house living in Reality. Give small business tax credits to set up expensive 401k’s for employee & employer savings accounts for retirement. Where will the extra money to save be found? Are they increasing the Minimum Wage to $15/hr Nationally? Are they changing the NLRB making Unionization easier for Labor? Are they enforcing anti trust, encouraging entrepreneurs to become more competitive , giving entrepreneurs a greater piece of the Corporate pie? Give more money to the Lower and Middle Classy and they’ll happily save!  I know, at Ford, Pfizer, Banker Trust , I set 6% of my salary aside for saving and it was matched by the Corporation. As a small but owner, I was told not to take on the Responsibility of a pension fund & paid my Labor high salaries, gave them healthcare and paid leave instead. One day I hoped to share my business with them, but the Recession of 2008 blocked those plans. Many employees of entrepreneurs have not recovered financially. For The Families Act is still required and supported by 70% of the People. – TheVoiceOfJoyce