As a business owner, there are 3-steps to increase 401k plan employee engagement. I get it! The last thing that most employees want to do is talk about retirement. It seems so far into the future that it does not connect with their current priorities. It is also frustrating that you spend so much time…
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There are few industries where the phrase “you get what you pay for” is less applicable than the 401(k) industry. Equally competent 401(k) providers can charge dramatically different fees for comparable administration services and investments. This variability is a big problem for employers – who have a fiduciary responsibility to protect the interests of plan participants…
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Employer-sponsored 401k plans are popular investment vehicles for working Americans. Clearly understanding how these plans work is vital to successfully utilizing them. It’s important to recognize the value of taking advantage of employer matches to your contributions, and of course you should have a good grasp of the rules surrounding such plans – such as…
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I love small businesses! I own one myself, and I can relate to what many of them go through. Many of my clients are small business owners. Previously I wrote broadly about the various retirement accounts available (see article). Now I want to dive a little deeper into the small business options and help others…
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